Javante Jacobs, Owner of Jacobs Insurance Agency
Veteran-Owned Independent Agency

Better Coverage.
Better Price.
One Phone Call.

Jacobs Insurance Agency shops 20+ carriers across Louisiana and Texas to find you the right homeowners, auto, and flood coverage — at the right price, every time.

Call or text us anytime — both reach the same line.

Agency at a Glance

400+
Clients We Serve
4.9★
Google Rating
LA & TX
Licensed States
20+
Carriers
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Veteran-Owned & Operated
Independent — We Shop For You
No Pressure, No Obligation
Same-Day Quotes & Binders
20+ Carriers — One Quote
Licensed in Louisiana & Texas

Three Steps to Better Coverage

No paperwork marathon, no pressure. Here is what working with us looks like.

1

Tell us about you

Two minutes online or one phone call. Share the basics about your home, autos, or business and we take it from there.

2

We shop 20+ carriers

Admitted and specialty markets, compared side by side. You see clear options with real numbers, not sales talk.

3

You choose, we handle the rest

We bind your coverage, send lender documents the same day, and keep watching your rates at every renewal.

Insurance for Every Stage of Life

From your first home to your growing family — we find the right coverage at the right price.

Homeowners

HO3 owner-occupied policies — compared across admitted and specialty markets to find your best fit.

Auto Insurance

Personal and commercial auto from competitive carriers across Louisiana and Texas.

Flood Insurance

NFIP and private flood — we quote both and pick the best option for your property.

Rental / Dwelling

DP3 landlord policies for investment and rental properties — admitted and specialty markets.

E&S Homeowners

Hard-to-place properties, coastal risks, older homes — we access the specialty markets others can't.

ATV / RV & Toys

Four-wheelers, side-by-sides, motorhomes, campers, and travel trailers — covered on and off the road.

Commercial Insurance

General liability, commercial property, and business auto — protection built around your business.

Jewelry & Valuables

Scheduled coverage for engagement rings, watches, and heirlooms — beyond standard homeowners limits.

Umbrella Insurance

Extra liability protection layered above your home and auto policies — big peace of mind, small premium.

Lender Coordination

Same-day binders, dec pages, and mortgagee clause updates. We work directly with your lender or processor.

Independent. Thorough. Fast.

We're not tied to one carrier — we shop your risk across our entire market access to find the best fit.

  • Veteran-Owned Agency

    Founded by Javante Jacobs — we bring the same discipline and attention to detail to every client.

  • 20+ Carrier Access

    Admitted and E&S markets — we find coverage even for difficult properties, coastal homes, and older roofs.

  • Same-Day Turnaround

    Most quotes and binders delivered the same day. Closings stay on track — lenders trust us.

  • Louisiana & Texas Licensed

    We know the local market — parish flood zones, coastal wind exposure, and state-specific carrier rules.

97%
Client Retention Rate

4.9★
Average Google Rating
LA + TX
Markets Served

Get Your Quote Today

What Our Clients Say

4.9 Stars on Google
★★★★★

"Mr. Jacobs was very professional, passionate and very thorough with the information that was best to suit my needs. Any insurance needs I have, I will be choosing Jacobs Insurance Agency."

RC
Rametria C.
Google Review
★★★★★

"Javante is very knowledgeable in the insurance industry. He took his time and explained everything to me in detail. I would recommend him to anyone looking for insurance!"

BC
Brandon C.
Google Review
★★★★★

"I would highly recommend Jacob's Insurance Agency! Javante was very prompt in returning my phone call, as well as very professional. He went the extra mile to get me the best policy!"

JD
Jenna D.
Google Review
★★★★★

"Jacob was great! Such an easy process. He made my life so much easier and saved us a ton of money in the process! Thank you so much!"

NL
Nicole L.
Google Review
★★★★★

"I was in desperate need of insurance — like don't go another step further desperate — and Javante worked it out! He is very personable and professional. Best insurance decision I've made!"

BD
Bella D.
Google Review
★★★★★

"I am so thankful and grateful we were referred to Jacob!! Other insurance people were horrible to deal with and he was amazing. So kind, so patient. We love Jacobs Insurance!"

JM
John M.
Google Review
Read All Reviews on Google

People Who Actually Answer the Phone

We're a small, focused team — which means you get real people, real answers, and real follow-through.

Javante Jacobs
U.S. Veteran

Javante Jacobs

Owner & Licensed Agent

I started Jacobs Insurance with one belief: protection is personal. The military taught me discipline and service. Faith and family taught me why they matter. When you call us, you get people who fight for you like family, because to us, you are.

Licensed LA & TX Homeowners & Flood Fortune 100 Trained
Jacob Lalonde
U.S. Veteran

Jacob Lalonde

Agency Manager

Licensed P&C agent serving clients across Louisiana and Texas with a focus on homeowners, flood, and auto insurance. Dedicated to making coverage simple, transparent, and affordable for every client.

Auto Specialist Homeowners & Flood Licensed LA & TX Client Services
Anne Fabelina

Anne Fabelina

Customer Service Representative

Client support specialist dedicated to fast, friendly service, from policy questions and document requests to scheduling and follow-ups. Anne keeps every request moving so nothing falls through the cracks.

Client Services Policy Support Scheduling & Follow-Ups

Answers Before You Even Ask

The things clients ask us most, answered straight.

Does it cost anything to get a quote?
No. Quotes are free and there is no obligation. We are paid by the carrier you choose, so our only job is finding you the right fit at the right price.
How fast can you turn around proof of insurance for a closing?
Usually the same day. We work directly with your lender, processor, or title company and deliver the binder, declarations page, invoice, and replacement cost worksheet together so your closing stays on track.
I'm not in a flood zone. Do I still need flood insurance?
It is worth a quote, and it often costs less than you would think. Around one in four flood claims comes from outside high-risk zones. We quote NFIP and private flood side by side so you can decide with real numbers.
My renewal just went up. Can you help?
Yes. Send us your renewal notice and we will re-shop it across our carriers. If we can beat it, we handle the switch. If we can't, we will tell you straight.
What areas do you serve?
We are licensed statewide in both Louisiana and Texas, serving clients from Lafayette and Baton Rouge to Houston, Dallas, and everywhere in between.

Ready to Save on Insurance?

It takes 2 minutes to submit your info. We do the shopping — you get the savings.

Get in Touch

Have a question, need a quote, or want to talk through your coverage options? We're here.

Phone

Call (832) 514-3422 Text (832) 514-3422

Call or text · EVA answers after hours · Msg & data rates may apply

Office

15500 Voss Rd, Suite #325
Sugar Land, TX 77498

Serving Louisiana & Texas statewide

Business Hours

Mon – Fri9 AM – 7 PM CT
Saturday10 AM – 5 PM CT
SundayClosed

After-hours? Text us — EVA answers 24/7.

Call Text Free Quote